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Question 404

A SAR/STR should be filed when the accountable institution identifies that:

  • A. a customer makes a cash deposit in round dollars.
  • B. cash transactions have values which avoid reporting thresholds. Most Votes
  • C. an alert is generated by a transaction monitoring system.
  • D. an employee is not clearing alerts in a timely manner.
Answer:

C


Explanation:
Reference:
https://www.fdic.gov/regulations/examinations/supervisory/insights/siwin07/article03_connecting.
html

User Votes:
A 34 votes
50%
B 230 votes
50%
C 139 votes
50%
D 7 votes
50%
Discussions
0 / 1000
tinaguha
1 year, 3 months ago

The answer is B and C.

arkonis
1 year, 3 months ago

B implies that there are multiple transactions avoiding the threshold which would be a reason to file a STR

abbass.yousaf2000
1 year, 2 months ago

C. an alert is generated by a transaction monitoring system.

neginarotam
1 year, 1 month ago

B. cash transactions have values which avoid reporting thresholds.

laneshapenrose
1 year, 1 month ago

B.
B. cash transactions have values which avoid reporting thresholds.

Kleopapp
1 year, 1 month ago

B. cash transactions have values which avoid reporting thresholds.

alinemaidla
1 year, 1 month ago

cash transactions have values which avoid reporting thresholds & an alert is generated by a transaction monitoring system.

AnaA.
1 year, 1 month ago

B. cash transactions have values which avoid reporting thresholds.

AnaA.
1 year, 1 month ago

B. les transactions en espèces ont des valeurs qui évitent les seuils de déclaration.

AnaA.
1 year, 1 month ago

D. D. Les transactions en espèces ont des valeurs qui évitent les seuils de déclaration.

AnaA.
1 year, 1 month ago

C. une alerte est générée par un système de surveillance des transactions.

damola.adeyoyin
1 year, 1 month ago

B. cash transactions have values which avoid reporting thresholds

damola.adeyoyin
1 year, 1 month ago

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adnan_shaikat
1 year, 1 month ago

B implies the activity related to Structuring which would be a reason to file a STR

adnan_shaikat
1 year, 1 month ago

cash transactions have values which avoid reporting thresholds.

adnan_shaikat
1 year, 1 month ago

B. cash transactions have values which avoid reporting thresholds

adnan_shaikat
1 year, 1 month ago

B. cash transactions have values which avoid reporting thresholds.

dinbits
1 year ago

The expected answer is C. However B is also true since the answer, as it is written, implies intent and a textbook example of surfing.

AravindBharathy
1 year ago

B. cash transactions have values which avoid reporting thresholds.

Sheila
12 months ago

The answer is B

Sheila
12 months ago

The answer is C

manunikhikulkarni
12 months ago

C. an alert is generated by a transaction monitoring system.

Nathaly
11 months, 4 weeks ago

B. cash transactions have values which avoid reporting thresholds.
C. an alert is generated by a transaction monitoring system.

ldj32780
11 months, 4 weeks ago

B and maybe C.

ldj32780
11 months, 4 weeks ago

Thanks for submitting , your comment will be approved soon by our moderators

varun_nanda
11 months, 3 weeks ago

cash transactions have values which avoid reporting thresholds.

Ramzi
11 months, 3 weeks ago

B. cash transactions have values which avoid reporting thresholds.

Ramzi
11 months, 3 weeks ago

B. cash transactions have values which avoid reporting thresholds.

elyserrano
11 months, 3 weeks ago

A Suspicious Transaction Report (STR) is a document that financial institutions must file with their Financial Intelligence Unit (FIU) whenever there is a suspected case of money laundering or fraud.

YZ1301
11 months, 1 week ago

Transaction Monitoring system are designed with Algorithms at Back end. TMS some time generate alerts which are not suspicious. If TMS is s accurate then no need of AML specialist.

sunnyvarughese
11 months, 1 week ago

an alert is generated by a transaction monitoring system.

sunnyvarughese
11 months, 1 week ago

an alert is generated by a transaction monitoring system.

Tukahirwa
10 months, 3 weeks ago

B. cash transactions have values which avoid reporting thresholds.

orgertaabazi
9 months, 3 weeks ago

C. an alert is generated by a transaction monitoring system.

orgertaabazi
9 months, 3 weeks ago

C. an alert is generated by a transaction monitoring system

Divyabajaj1990
9 months, 3 weeks ago

c an alert is generated by a transaction monitoring system.

sulekhasingh
8 months, 3 weeks ago

an alert is generated by a transaction monitoring system.

sekijogos
8 months, 1 week ago

Should be B

dion_loef
8 months ago

B. cash transactions have values which avoid reporting thresholds.

relhaddad
7 months, 3 weeks ago

cash transactions have values which avoid reporting thresholds.

kmurtaza465
7 months, 3 weeks ago

C. an alert is generated by a transaction monitoring system.

Khizer
7 months, 1 week ago

an alert is generated by a transaction monitoring system.

talk2preet
6 months, 3 weeks ago

Correct answer should be B as not every alert from a TM system results in filing a SAR

Jenren
6 months, 2 weeks ago

Avoid reporting

Josephine
6 months, 2 weeks ago

B avoid reporting thresholds
c. an alert is generated by a transaction monitoring system

farhanromi
6 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds.

farhanromi
6 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds.

farhanromi
6 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds.

farhanromi
6 months, 2 weeks ago

B. cash transactions have values which avoid reporting thresholds.

lamiyehi
5 months ago

B. cash transactions have values which avoid reporting thresholds.

Chrissy1717
4 months, 4 weeks ago

Answer is B

nagesh
4 months, 3 weeks ago

B. cash transactions have values which avoid reporting thresholds.

Radhika
4 months, 2 weeks ago

B is the answer

ndhami
4 months, 1 week ago

cash transactions have values which avoid reporting thresholds.

Hussain
4 months, 1 week ago

cash transactions have values which avoid reporting thresholds.

xcheatham
3 months, 4 weeks ago

B. cash transactions have values which avoid reporting thresholds.

Abhay9582303944
3 months, 2 weeks ago

A and C

rodrigomcf
3 months ago

B. cash transactions have values which avoid reporting thresholds.

Rbongo1990
1 month, 3 weeks ago

C is wrong, TMS can gen. 1000's of alerts, you shouldn't submit an SAR for every alert! That'd be insane!

Salim1475
1 month, 3 weeks ago

Looks correct to me

lf
1 week ago

B. cash transactions have values which avoid reporting thresholds.